How Legal access works in Indonesia
Our Legal position starts with location and account identity: access depends on local law, and you must provide accurate details during account creation and phone verification before account access. We use those details to protect the account, match wallet records and respond to policy requests. A
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deposit reference from DANA, OVO, GoPay or QRIS may be retained with the related account record so we can check status questions. Bank transfer and virtual account references are handled in the same account context. If a policy, product or payment route is not available for
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your location, we may restrict that route rather than present it as available. You can ask support to explain an access decision, correct a personal detail or identify the policy that applies to your account. Bandung and other Indonesian locations remain subject to the same local-law
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condition.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.